Car Finance


Most motor finance is provided at a  ‘fixed rate’ and can be tailored to the length of time you want to keep the car as well as the full amount of finance that you want to borrow.
With some types of loans you can also fix the amount of deposit you will pay or set a final payment  figure. This is will help keep payments affordable and predictable, and is important when it comes to part-exchanging for your next car.
If you don’t have enough money to buy a car outright, you could use your savings to give you the maximum deposit you can.

Even if you have enough money in your savings, you may be better off buying the car on your credit card and then paying it off, so that you can benefit from the credit card purchase protection.
A poor credit history is taken into account when you apply for any type of finance.

Personal loan
Personal loans are often the cheapest way to finance a car deal, but only if you have a good credit rating.
Banks, building society’s and finance providers all offer personal loans. Shop around for the best interest rates by comparing the APR (annual percentage rate), but watch out for additional charges you may have to pay on top of the interest.
Personal loans:

  • charge a competitive but fixed interest rate
  • can be arranged over the phone, online or in person
  • can cover the whole cost of the car
  • although some lenders make the money available immediately, with others you may have to wait for  funds to appear

Hire purchase (HP)
Hire purchase is paid in instalments spread over one to five years and you often you have to have at least  10% deposit. They are applied for by the car dealer when you buy your car and are often very economical for new cars (but not so for used cars). The loan is secured against the car, so you don’t own it until HP period is completed.
Hire purchase:

  • Require a Low deposit
  • Flexible repayment terms (from 12 to 60 months)
  • Low  fixed interest rates
  • easy and quick to arrange
  • You don’t own the car until all the payments are completed

 

A&A UK Cars Dealership  - Services

Year
Reg No
Model
Was
Now

Honda Performance Cars

2005
RE05 HTP
S2000 GT Hard Top Nurburgring Blue 6200m
£24,995
£22,995

2005
RV05 CWW
S2000 Roadster Monza Red 7200m
£23,995
£21,995

2005
GP54 AVZ
Civic 2.0 Type-R Air-Con Sat-Nav Grey 15000m
£15,495

2004
KN54 PWV
Civic 2.0 Type-R Milano Red air-con 17000m
£14,995

2003
HW53 BUE
Civic 2.0 Type-R Nighthawk Black 17500m
£12,995

2002
'02'
Civic 2.0 Type-R Nighthawk Black 26500m
£10,995

Demonstrators

2005
'55'
Honda CR-V 2.2 CTDi Sport Choice of Colour
£17,995

2005
GV55 SKX
Honda CR-V 2.0 SE Sport Automatic Silver
£17,495

2005
GV55 SOA
Honda Civic 1.8 ES New Shape Nighthawk Black
£14,995

2005
GV55 EPF
Honda Civic 1.3 IMA Hybrid 4dr Sirrius Blue
£12,995

2005
'55'
Honda Civic 1.6 Executive Auto Choice of Colour
£11,995

2005
GP05 OSZ
Honda Civic 1.6 SE 5dr Automatic Cosmic Grey
£11,995

2005
GV55 XFD
Honda Jazz 1.4 SE 5dr Automatic Sirrius Blue
£11,200

2005
GV55 SNY
Honda Jazz 1.4 SE 5dr Manual Black
£10,200

2005
GY05 DTZ
Hyundai Accent 1.3 GSI 3dr Clean Silver
£5,995

Honda Accord

2005
RN05 GNX
Accord 2.2 CTDi Executive Tourer Graphite 11000m
£17,995

2005
SE05 ORS
Accord 2.2 CTDi Sport Silver Manual 11000m
£16,495
£14,495

2005
KH54 CKE
Accord 2.0 Sport Automatic Silver 10000m
£14,995

2005
OE54 LGY
Accord 2.2 CTDi Sport 17" Alloys Milano Red 10000m
£15,495
£14,295

2005
RA05 PYG
Accord 2.0 SE Automatic Graphite Grey 5000m
£13,995

2005
RE05 DGO
Accord 2.0 SE Manual Mist Opal 12200m
£14,495

2003
GP03 LDV
Accord 2.0 Executive Auto,Park Sensors silver 16500
£12,495

2003
AV03 GHU
Accord 2.0 Executive Manual Indigo Blue 47000m
£10,995

2000
X748 ACD
Accord 1.8 SE 5dr Manual Eternal Blue 54000m
£4,495

Honda CR-V/FR-V/HR-V/Stream

2005
RL54 GPO
CR-V 2,0 Executive Automatic Silver 7600m
£19,995
£17,995

2005
GU05 UHC
CR-V 2.0 Executive Manual Black 10500m
£18,995

2005
RY05 ZZW
CR-V 2.2 CTDi SE Sport Side Pipes Silver Moss 6700
£18,995
£17,495

2005
OE54 YDT
CR-V 2.0 SE Sport Auto Sat-Nav Eternal Blue 11000m
£16,995

2005
OE54 VNL
CR-V 2.0 SE Executive Manual Sat-Nav Grey 10000m
£17,995

2005
OE54 KJY
CR-V 2.0 SE Sport Automatic Milano Red 8000m
£17,495
£15,995

2005
OE54 LGW
CR-V 2.0 SE Sport Manual Sat-Nav Black 7200m
£16,995

2004
LD54 ZXX
CR-V 2.0 SE Sport Manual Sat-Nav 22500
£15,495

2005
OE05 LDN
CR-V 2.0 SE Manual Ruby Red 15400m
£15,795
£14,995

2005
OE05 SZY
FR-V 1.7 SE Manual 6 Seater MPV Silver 9000m
£13,995
£12,795

2004
GX04 VXS
CR-V 2.0 SE Manual Clover Green 11700m
£13,995

2002
GX02 DML
CR-V 2.0 SE Sport Manual Eternal Blue 39000m
£10,995
£9,995

Honda Civic

2005
GP05 HGF
Civic 1.6 Sport 3dr Cosmic Grey 9000m
£11,995
£11,495

2004
OV54 AYM
Civic 1.6 Sport 3dr Vivid Blue 9200m
£11,495

2005
LB05 YSD
Civic 1.4 E 5dr Manual Silver ONLY 5m
£10,495
£9,995

2005
RN54 XAO
Civic 1.4 SE 5dr Manual Alloys Silver 6800m
£10,495

2004
OW53 SVZ
Civic 1.6 Sport 3dr Vivid Blue 15000m
£10,495

2005
OE05 ZRG
Civic 1.7 CTDi 3dr Manual Satin Silver 13000m
£9,995

2004
OV54 LZX
Civic 1.7 CTDi 3dr Manual Cool Jade 6500m
£9,995

2003
GY53 YMA
Civic 1.6 Inspire 5dr Manual Silver 26000m
£7,995

2003
GY03 JZW
Civic 1.6 Imagine 5dr Manual Silver 35000m
£7,995

2001
OY51 OLO
Civic 1.4 SE Automatic 5dr Atlantic Blue 19000m
£7,495

2003
GV03 FBL
Civic 1.4 Imagine 5dr Manual Silver 37000m
£6,995

2002
GV02 HSN
Civic 1.4 Vision 5dr Air-Con Manual Vivid Blue 35000
£6,995

2001
GY51 WXO
Civic 1.6 SE 5dr Manual Atlantic Blue 22500 m
£6,995

2001
Y736 MTF
Civic 1.6 Executive Manual 5dr Silver 46000m
£6,995

2000
X966 CFG
Civic 1.6 Executive 5dr Automatic 53000m
£6,495

1999
S876 OLM
Civic 1.6 ES Aerodeck Leather Air-Con Red 54000m
£4,795

2000
X638 BAP
Civic 1.4 S 5dr Manual Air-Con Eternal Blue 68000m
£4,495

Honda Jazz

2003
LV03 FJC
Jazz 1.4 SE Automatic Ice Blue 18000m
£8,995

2003
GY53 YLE
Jazz 1.4 SE Manual Mint Opal Green 9000m
£8,695

2003
GU03 UKP
Jazz 1.4 SE Automatic Mint Opal Green 13500m
£8,495

2003
GR03 SVL
Jazz 1.4 SE Manual Mint Opal Green 11200m
£8,295

2003
GV03 MKG
Jazz 1.4 SE Automatic Eternal Blue 43000m
£8,295

2002
LJ52 OWB
Jazz 1.4 SE Automatic Silver 44500m
£7,995

2002
GV52 SUA
Jazz 1.4 SE Manual Mint Opal Green 14200m
£7,495

2003
GP03 DVG
Jazz 1.4 S Manual Milano Red 18400m
£6,995

2002
GYO2 ZHO
Jazz 1.4 S Manual Ice Blue 46000m
£6,795

 


2002
MA02 VSJ
Mercedes C180 Elegance Automatic Silver 31000m
£12,995
£12,495

2001
X568 VGC
Mercedes C240 Avant Garde Auto Blue 24200m
£12,495
£11,995

2005
KM05 UVN
Vauxhall Tigra 1.4 CC Air-Con Met Green 4500m
£11,495

2004
'04'
Volkswagen Touran 1.6 FSI 5dr Met Blue 13000m
£11,495

2001
Y607 TLH
Mercedes C180 Elegance Auto Silver 51500m
£10,995

2002
GX02 RZH
Peugeot 206 CC Convertible Silver
£9,995

2002
RX02 VPP
Landrover Freelander 2.0 TD4 Automatic Blue 52000m
£9,995
£8,995

2000
W314 UCF
Jaguar S-Type 3.0 SE Automatic Leather 49000m
£9,995
£8,995

2005
GV05 NKP
Ford Focus 1.6 Zetec 5dr Manual Black 95000m
£9,995
£9,695

2003
GV52 WBY
Mitsubishi Space Wagon 2.4 Equipe 7 Seater 45000m
£9,595
£8,995

2005
NG05 TAV
Vauxhall 1.2 Sxi 3dr Air-Con Alloys Silver 12000m
£7,995

2003
GV03 LNZ
Renault Laguna 1.9 Dci Dynamique Met Blue 30000m
£7,995

2000
W901 EUB
Audi A3 1.8T Sport 3dr Manual Silver 64000m
£7,995
£6,995

2003
GD52 DYB
Volkswagon Golf 1.4 Match 5dr Air-Con 34000m
£7,495

2004
HV54 DGY
Citroen C2 1.4 LX HDi 3dr Slate Blue 17000m
£6,995

2004
LY04 HWM
Renault Clio 1.2 Dynamique 3dr Turquoise 9000m
£6,995
£6,495

2002
RA52 LYK
Volkswagen Passat 2.0 SE 20V Manual Blue 58000m
£6,995

2003
GY53 ONV
Peugeot 206 Quicksilver 1.4 3dr Silver
£6,995

2001
Y563 FPU
Hyundai Santa Fe 2.4 Gsi Manual Pine Green 53000m
£6,995

2003
AD03 DFZ
Ford 1.6 KA Sport 3dr Manual Black 6500m
£6,495

2004
EJ04 JZH
Citroen 1.1SX 3dr Manual Air-Con Slate Blue 14000m
£5,995

2002
BF02 WUC
Ford Focus 1.8 Zetec 5dr Manual Met Blue 33000m
£5,995

2003
LA03 UJR
Peugeot 206 LX 3dr Manual Moonstone 16700m
£5,995
£5,695

2002
VE02 JFU
Vauxhall Astra 1.8 Elegance Auto Met Blue 42000m
£5,995
£4,995

2002
GU02 NJO
Toyota Avensis 1.8 Vermont 5dr ManualSilver 26000m
£5,495
£4,995

2002
RK02 MME
Citroen Xsara 2.0 Hdi SX 5dr Alloys Blue 59000m
£4,995
£4,295




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Alfred & Alfred Cars - new and second hand cars nationwide